:root{
  --cream: #F4EEDD;
  --blue:  #97A5B4;
  --deep:  #294A70;
  --gold:  #D7AA5D;

  --ink:   #0E1320;
  --muted: #465062;

  --card:  rgba(255,255,255,0.78);
  --line:  rgba(41,74,112,0.18);

  --shadow: 0 18px 40px rgba(14,19,32,0.12);
  --shadow2: 0 10px 26px rgba(14,19,32,0.10);

  --radius: 16px;
  --radius2: 22px;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  color:var(--ink);
  background: radial-gradient(1200px 600px at 15% 0%, rgba(215,170,93,0.14), transparent 60%),
              radial-gradient(900px 520px at 92% 6%, rgba(151,165,180,0.18), transparent 55%),
              linear-gradient(180deg, #fff, #fff);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Roboto, Helvetica, Arial, sans-serif;
  line-height:1.6;
}

a{ color:inherit; text-decoration:none; }
a:hover{ text-decoration:underline; }

.wrap{
  width:min(1120px, calc(100% - 48px));
  margin:0 auto;
}

.top{
  position:sticky;
  top:0;
  z-index:30;
  background: rgba(255,255,255,0.75);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(41,74,112,0.10);
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  padding:14px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap:10px;
  font-weight:700;
  letter-spacing:0.2px;
}
.brand-mark{
  width:14px; height:14px;
  border-radius:6px;
  background: linear-gradient(180deg, var(--deep), var(--blue));
  box-shadow: 0 10px 24px rgba(41,74,112,0.25);
}
.brand-name{ font-size:0.98rem; }

.navlinks{
  display:flex;
  gap:18px;
  align-items:center;
  color: rgba(14,19,32,0.82);
  font-weight:600;
  font-size:0.95rem;
}
.navlinks a{
  padding:8px 10px;
  border-radius:10px;
}
.navlinks a:hover{
  background: rgba(244,238,221,0.75);
}

.btn{
  border:1px solid rgba(41,74,112,0.22);
  background: transparent;
  padding: 12px 16px;
  border-radius: 999px;
  font-weight:700;
  cursor:pointer;
  transition: transform .08s ease, box-shadow .2s ease, background .2s ease;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
}
.btn:active{ transform: translateY(1px); }
.btn-small{ padding: 10px 14px; font-size:0.92rem; }

.btn-primary{
  background: linear-gradient(180deg, rgba(41,74,112,1), rgba(41,74,112,0.92));
  color:#fff;
  border-color: rgba(41,74,112,0.2);
  box-shadow: 0 14px 28px rgba(41,74,112,0.22);
}
.btn-primary:hover{ box-shadow: 0 18px 36px rgba(41,74,112,0.26); }

.btn-ghost{
  background: rgba(244,238,221,0.55);
}
.btn-ghost:hover{
  background: rgba(244,238,221,0.85);
}

.btn-icon{
  width:44px;height:44px;
  border-radius:14px;
  padding:0;
}

.hero{
  position:relative;
  padding: 66px 0 26px;
  background:
    radial-gradient(1200px 650px at 20% 0%, rgba(244,238,221,0.95), rgba(244,238,221,0.35) 60%, transparent 70%),
    radial-gradient(1100px 560px at 80% 18%, rgba(151,165,180,0.25), transparent 60%);
  border-bottom: 1px solid rgba(41,74,112,0.10);
}

.hero-grid{
  display:grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap:28px;
  align-items:stretch;
}

.eyebrow{
  display:inline-block;
  font-size:0.86rem;
  font-weight:800;
  color: rgba(41,74,112,0.88);
  letter-spacing:0.5px;
  text-transform:uppercase;
  margin-bottom:14px;
}

h1{
  font-size: clamp(2.0rem, 3.4vw, 3.1rem);
  line-height:1.15;
  margin:0 0 14px;
}

.lead{
  font-size:1.05rem;
  color: rgba(14,19,32,0.78);
  max-width: 56ch;
}

.hero-cta{
  margin-top: 18px;
  display:flex;
  gap:12px;
  flex-wrap:wrap;
}

.trust{
  margin-top: 22px;
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap:14px;
}
.trust-item{
  background: rgba(255,255,255,0.6);
  border: 1px solid rgba(41,74,112,0.10);
  border-radius: 16px;
  padding: 14px 14px;
}
.trust-kicker{
  font-weight:800;
  font-size:0.9rem;
}
.trust-text{
  color: rgba(14,19,32,0.72);
  font-size:0.92rem;
}

.hero-panel{
  display:flex;
  align-items:stretch;
}
.panel-card{
  background: rgba(255,255,255,0.72);
  border: 1px solid rgba(41,74,112,0.14);
  border-radius: var(--radius2);
  box-shadow: var(--shadow);
  padding: 22px 22px;
  width:100%;
  position:relative;
  overflow:hidden;
}
.panel-card:before{
  content:"";
  position:absolute;
  inset:-2px -2px auto auto;
  width: 220px;
  height: 220px;
  border-radius: 999px;
  background: radial-gradient(circle at 30% 30%, rgba(215,170,93,0.32), rgba(215,170,93,0.0) 60%);
  filter: blur(1px);
  pointer-events:none;
}
.panel-title{
  font-weight:900;
  font-size:1.05rem;
  margin-bottom: 12px;
}
.chips{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
}
.chip{
  font-size:0.85rem;
  font-weight:800;
  padding: 8px 10px;
  border-radius: 999px;
  background: rgba(244,238,221,0.72);
  border: 1px solid rgba(41,74,112,0.12);
}

.panel-divider{
  height:1px;
  background: rgba(41,74,112,0.14);
  margin: 18px 0;
}

.panel-points{
  display:flex;
  flex-direction:column;
  gap:14px;
}
.panel-point{
  display:flex;
  gap:12px;
  align-items:flex-start;
}
.dot{
  width:10px;height:10px;
  border-radius:999px;
  margin-top: 6px;
  background: var(--gold);
  box-shadow: 0 10px 20px rgba(215,170,93,0.28);
}
.pp-title{ font-weight:900; }
.pp-desc{ color: rgba(14,19,32,0.74); font-size:0.95rem; }

.panel-note{
  margin-top: 16px;
  color: rgba(14,19,32,0.66);
  font-size:0.92rem;
}

.section{
  padding: 72px 0;
}
.section-alt{
  background: linear-gradient(180deg, rgba(244,238,221,0.55), rgba(244,238,221,0.22));
  border-top: 1px solid rgba(41,74,112,0.08);
  border-bottom: 1px solid rgba(41,74,112,0.08);
}
.section-head h2{
  margin:0 0 8px;
  font-size: clamp(1.6rem, 2.3vw, 2.1rem);
  line-height:1.2;
}
.section-head p{
  margin:0;
  color: rgba(14,19,32,0.72);
  max-width: 70ch;
}

.cards{
  margin-top: 26px;
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 18px;
}
.card{
  background: rgba(255,255,255,0.82);
  border: 1px solid rgba(41,74,112,0.14);
  border-radius: var(--radius2);
  box-shadow: var(--shadow2);
  padding: 22px;
}
.card-top{
  display:flex;
  align-items:center;
  gap:12px;
  margin-bottom: 10px;
}
.card h3{
  margin:0;
  font-size: 1.05rem;
  line-height:1.25;
}
.card ul{
  margin: 12px 0 0;
  padding-left: 18px;
}
.card li{ margin-bottom: 8px; color: rgba(14,19,32,0.78); }
.icon{
  width:42px;height:42px;
  border-radius: 14px;
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:900;
  border: 1px solid rgba(41,74,112,0.12);
}
.i-deep{ background: rgba(41,74,112,0.12); }
.i-blue{ background: rgba(151,165,180,0.25); }
.i-gold{ background: rgba(215,170,93,0.22); }

.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items:start;
}

.standards-grid{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 14px;
}
.standard{
  background: rgba(255,255,255,0.76);
  border: 1px solid rgba(41,74,112,0.12);
  border-radius: 18px;
  padding: 16px;
}
.standard-title{ font-weight:900; }
.standard-desc{ color: rgba(14,19,32,0.72); font-size:0.95rem; margin-top:4px; }

.bullets{
  margin-top: 22px;
  display:grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 14px;
}
.bullet{
  padding: 16px;
  border-radius: 18px;
  border: 1px solid rgba(41,74,112,0.12);
  background: rgba(255,255,255,0.74);
}
.bullet-title{ font-weight:900; }
.bullet-desc{ color: rgba(14,19,32,0.72); font-size:0.95rem; margin-top:4px; }

.form{
  background: rgba(255,255,255,0.82);
  border: 1px solid rgba(41,74,112,0.14);
  border-radius: var(--radius2);
  box-shadow: var(--shadow2);
  padding: 22px;
  display:flex;
  flex-direction:column;
  gap: 14px;
}
label{
  font-weight:800;
  font-size:0.92rem;
  display:flex;
  flex-direction:column;
  gap: 6px;
}
input, select, textarea{
  font: inherit;
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(41,74,112,0.18);
  background: rgba(244,238,221,0.35);
  outline: none;
}
input:focus, select:focus, textarea:focus{
  border-color: rgba(41,74,112,0.45);
  box-shadow: 0 0 0 4px rgba(151,165,180,0.22);
}
textarea{ resize: vertical; }

.small{
  color: rgba(14,19,32,0.70);
  max-width: 60ch;
}
.form-status{
  margin-top: 4px;
  font-weight:800;
  color: rgba(14,19,32,0.76);
}

.footer{
  padding: 44px 0;
  border-top: 1px solid rgba(41,74,112,0.12);
  background: #fff;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 16px;
  align-items:center;
}
.footer-brand{ font-weight:900; }
.footer-sub{ color: rgba(14,19,32,0.70); }
.footer-links{
  display:flex;
  gap: 14px;
  justify-content:center;
  color: rgba(14,19,32,0.74);
  font-weight:700;
}
.footer-note{
  text-align:right;
  color: rgba(14,19,32,0.68);
  font-weight:700;
}

/* Cookie banner */
.cookie-banner{
  position: fixed;
  inset: auto 16px 16px 16px;
  z-index: 80;
}
.cookie-card{
  background: rgba(255,255,255,0.92);
  border: 1px solid rgba(41,74,112,0.16);
  border-radius: 18px;
  box-shadow: var(--shadow);
  padding: 16px;
  display:flex;
  gap: 14px;
  align-items:flex-start;
  justify-content:space-between;
}
.cookie-title{
  font-weight: 950;
  font-size: 1rem;
}
.cookie-text p{
  margin:6px 0 0;
  color: rgba(14,19,32,0.72);
  max-width: 70ch;
}
.cookie-actions{
  display:flex;
  gap: 10px;
  flex-wrap:wrap;
  justify-content:flex-end;
}
.cookie-modal{
  position: fixed;
  inset: 0;
  background: rgba(14,19,32,0.55);
  display:flex;
  align-items:center;
  justify-content:center;
  padding: 24px;
}
.cookie-modal-card{
  width: min(520px, 100%);
  background: #fff;
  border-radius: 22px;
  border: 1px solid rgba(41,74,112,0.18);
  box-shadow: var(--shadow);
  padding: 18px;
}
.cookie-modal-header{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap: 12px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(41,74,112,0.10);
}
.cookie-subtitle{ color: rgba(14,19,32,0.68); font-weight:700; margin-top:2px; }
.cookie-pref{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(41,74,112,0.08);
}
.cookie-pref:last-of-type{ border-bottom:none; }
.cookie-pref-title{ font-weight:950; }
.cookie-pref-desc{ color: rgba(14,19,32,0.70); font-size:0.95rem; margin-top:2px; }
.cookie-modal-actions{
  padding-top: 14px;
  display:flex;
  justify-content:flex-end;
}
.pill{
  padding: 8px 10px;
  border-radius: 999px;
  font-weight:900;
  font-size:0.86rem;
}
.pill-on{
  background: rgba(215,170,93,0.24);
  border: 1px solid rgba(215,170,93,0.38);
}

/* Toggle switch */
.switch{
  position: relative;
  display: inline-block;
  width: 52px;
  height: 30px;
}
.switch input { display:none; }
.slider{
  position:absolute;
  cursor:pointer;
  inset:0;
  background: rgba(151,165,180,0.40);
  border: 1px solid rgba(41,74,112,0.18);
  border-radius: 999px;
  transition: .2s;
}
.slider:before{
  position:absolute;
  content:"";
  height:24px; width:24px;
  left:3px; top:2px;
  background: #fff;
  border-radius: 999px;
  box-shadow: 0 10px 18px rgba(14,19,32,0.18);
  transition: .2s;
}
.switch input:checked + .slider{
  background: rgba(41,74,112,0.65);
}
.switch input:checked + .slider:before{
  transform: translateX(22px);
}

/* Responsive */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .trust{ grid-template-columns: 1fr; }
  .cards{ grid-template-columns: 1fr; }
  .bullets{ grid-template-columns: 1fr 1fr; }
  .split{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr; text-align:left; }
  .footer-links{ justify-content:flex-start; }
  .footer-note{ text-align:left; }
  .navlinks{ display:none; }
}